New claims data from Trupanion suggest veterinary teams can expect a marked increase in several seasonal emergencies during the summer months, with heatstroke, foxtail injuries, and insect bites among the most common concerns.

Analyzing cat and dog claims submitted between January 2021 and December 2025, the insurer found that across North America, heatstroke claims increased by 279 per cent during June through August, while foxtail-related claims rose by 303 per cent. Insect bite claims increased by 97 per cent, and snake bite claims by 145 per cent over the same period.

In Canada, the increases were even more pronounced for some conditions. Heatstroke claims reportedly rose by 338 per cent, foxtail claims by 532 per cent, insect bite claims by 158 per cent, and traffic-related injuries by 36 per cent during the summer months. Ontario recorded the highest number of insect bite claims, while British Columbia reported the greatest number of foxtail-related claims over the five-year study period.

The analysis also found that traffic-related injuries—including pets struck by vehicles and those injured while travelling in vehicles—increased during the summer, likely reflecting greater outdoor activity and travel.

Average treatment costs varied by condition. Among Canadian dogs, heatstroke claims averaged approximately $1,787, compared with $587 for foxtail injuries and $285 for insect bites.

The findings underscore the importance of seasonal client education on preventing heat-related illness, avoiding foxtail exposure where present, using parasite and insect prevention strategies, and minimizing risks associated with increased outdoor activity.

The analysis was based on Trupanion-insured dogs and cats in Canada and the United States between 2021 and 2025. As the data represent only insured pets, the company notes the overall number of summer-related incidents is likely higher.

For more information, visit the Trupanion website.